# Set up card payments for customers

Chapter: Money on file: cards and receivables detail
Who this is for: Shop owner.
Trigger: Wanting to take a customer's card on Finish.

## What the clip says

Settings, Payments tab. Cash, Check, and Card, each on or off. This is a separate Stripe relationship from the $40 ReedPort bill. Set up card payments opens Stripe's own onboarding to finish it.

Settings, Payments is where the shop takes its customers' cards. It is a separate Stripe relationship from
Settings, Billing, which is the shop's own $40 a month bill to ReedPort.

## Steps

- Settings, **Payments** tab. 

- Click **Set up card payments**. Stripe asks for a payout bank, business details, and your identity, about ten minutes total.

- If you stop partway, the tab shows what Stripe still needs and a **Continue card setup** button until every step is done.

- Once ready, the tab reads "You can take cards on Finish." and the **Card** checkbox becomes available to turn on as a tender.

- Optionally, open **Add a card reader** and fill **Reader pairing code** and **Label**, then click **Register reader**. 

- Click **Save** to store which tenders are on. The confirmation reads "Payment types saved. Hidden tenders stay off Apply payment."

## What happens to money and stock

Nothing moves at setup. Once ready, a Finish with Card as the tender is what actually moves money, through Stripe.

## Watch out for

- This is a separate Stripe relationship from the $40 a month ReedPort bill. The Payments tab's own text says so: "This lets you charge customers. It is not the $40 ReedPort bill."
- Card capture activity shows up on its own Card activity page, not in Settings.
- Counter never sees the setup button, only a one-line pointer: "Card setup is off until the owner finishes it in Settings, then Payments."

## Not yet

No card capture without finishing Stripe Express onboarding first. There is no shortcut.

Updated 2026-09-16.
Also available as HTML at https://reedport.com/guide/money-on-file/card-setup